Welcome to 5 O’Clock Reflections, a daily blog by Hemant Rustogi as he explores lessons learned in life, business, and his quest for wisdom. Each month Hemant invites a person who intrigues him, to join him for a 5 pm interview to share their insights over their favorite cocktail. You can learn more here.

Words of Wisdom

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Financial Literacy

Ask a high school senior about the fundamentals of banking, or managing money. Beyond the dollars stuffed in a draw they will come up empty. According to research by the Associated Press, more than 1 in 6 US students did not meet basic baselines for … [Continue reading]

Happy Wife, Happy Life

I am no relationship expert. Show me an expert, and I will show you a liar. I think who we are as people, is closely defined by the few meaningful relationships we have. I know my wife, Rohini, has helped me evolve into a better man. More patient, … [Continue reading]

Senior Pictures – Class of 2015

My son, Rohan and I battled the crowds for three hours for his photo-shoot for his senior pictures. The operation at Leonard's was overbooked, inefficient, and devoid of any semblance of service. That's the problem with a captive audience, and a … [Continue reading]